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What is Home Emergency or Boiler cover?

As the saying goes “your home is your castle” and so you will do all you can to do protect, look after and maintain that home. That’s where home emergency cover, or what is also known as boiler cover, comes into its own. It is a policy that provides cover for any unexpected home emergencies or repairs. It typically covers homeowners for issues such as plumbing disasters, electrical issues, heating failures and breakdowns or pest problems. It is a product designed to give homeowners peace of mind as it offers financial protection against urgent repairs – predominantly for heating and boiler issues, which is why it’s also known as boiler cover. You can choose a plan that offers an annual boiler service, or a policy that is there should you need it. The choices for Home Emergency or Boiler cover are vast, that’s why it’s important to compare policies and prices and choose one that is right for you and your needs.

You can get started by comparing policies on the market with Protect Your Family.

Which brands do we work with?

What you need to get a quote

Information about your home

We need to know as much as we can about your home, including your address and postcode etc.
Facts about your boiler

The make, age and when your boiler was fitted and last serviced are all key bits of information that we need to help us put together a quote.
What do you want from your policy?

What are you looking for from a home emergency policy? Such as whether you want annual services for your boiler or plumbing included in the price
All about you:

Basic information about you, such as name, age and email address.

FAQs

Q. What does home emergency cover?
All insurance and service plans vary in what they offer and the same is true for home emergency, but typically it covers:
- Boiler cover: Emergencies relating to heating and/or hot water in your home following a boiler fault, as well as covering your gas supply pipe. Some policies also offer annual service plans.
- Heating cover: For problems with your wider central heating system, which will cover things such as faulty or broken radiators etc.
- Plumbing and drainage: Such as water leaks, burst pipes, and blocked drains.
- Electrical problems: Failure of home electrics, or any issues that might pose a danger to those living in the house.
- Pest infestation: Any infestations of insects or rodents or any other animal – again, this depends on the policy you have taken out.
Q. What isn't covered?
Generally, most home emergency policies don’t cover:
- Any weather-related damage.
- Damage caused by general wear and tear.
- Accidents or mistakes from home improvements or DIY.
- Issues caused by lack of maintenance
Q. Why is home emergency or boiler cover worth it?

Many policies offer 24/7 round the clock helplines to allow policy holders to have access to professionals quickly and easily

Some policies have an annual off-peak boiler service included as standard, and then policy holders can add additional cover as and when they need it

This cover offers peace of mind that you have a policy in place to help remedy an issue quickly and to compensate you financially if you have a household emergency.
Q. What to consider when taking out a home emergency or boiler cover with Protect Your Family

Look for what the plan or policy offers and what you need from it. Do you want an annual heating and boiler system service included? Would you like access to a 24-hour helpline for plumbing or electrical issues? If so, make sure the plan or policy you are comparing include this cover.

Read the small print and ensure that the cover levels, exclusions or any other anomalies won’t affect you using or claiming on your home emergency or boiler policy.

Think about the age of your boiler and electrical systems – how much cover do you need to properly protect them and you from household emergencies?

And finally, cost. How much are you willing to pay for the peace of mind of having an on-call home emergency team there to help you?

The team behind Protect Your Family has drawn on decades of experience in the insurance industry to create a family-centric, multi- product insurance comparison service.

Our online comparison tools give you peace of mind that your insurance needs are taken care of, with a product and price that suits you and your family budget. As well as insurance, we also compare other products that protect you, including breakdown cover, mobile phones and broadband.

So, next time that insurance renewal email drops into your inbox or the letter lands on your doormat, don't ignore it – let us help Protect Your Family. Fill in our simple online quote form and compare products to suit your pocket and the people you love.

Find out more

© ProtectYourFamily.co.uk, a trading name of Comparison Creator Limited, a company registered in England and Wales (Registration Number 07336373) at Springboard Business Innovation Centre, Llantarnam Park, Cwmbran, Torfaen, NP44 3AW.

Comparison Creator Limited is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 832239.

Why compare home emergency cover with us?

Compare home emergency cover

What is Home Emergency or Boiler cover?

What you need to get a quote

FAQs

Q. What does home emergency cover?

Q. What isn't covered?

Q. Why is home emergency or boiler cover worth it?

Q. What to consider when taking out a home emergency or boiler cover with Protect Your Family

Why Protect Your Family?